Category Archives: Savings

Start Saving Now for Next Christmas

Believe it or not, now is the time to start saving for next Christmas.  Christmas is a large expense, and you should be planning for it year round.  A few weeks ago, I mentioned how to set up a Christmas … Continue reading

Posted in Christmas, Personal Finance, Savings | 1 Comment

Saving for a Baby

My wife and I just recently announced that we are going to have a baby, due on July 27th.  We found out about a week before Thanksgiving, but haven’t mentioned it to anyone until Christmas.  We wanted to wait until … Continue reading

Posted in Family/Personal, Personal Finance, Savings | Leave a comment

Budgeting Basics – Spend Less Than You Earn

Ok, I’m going to talk about the dreaded “B” word – budgeting.  If you want a better connotation for the same thing, use something like “cash flow.”  It’s all the same.  Budgeting is a necessity in life that most people … Continue reading

Posted in Personal Finance, Retirement, Savings, You Need A Budget (YNAB) | Leave a comment

Christmas Budget

If you’re like most people, you run up your credit cards during the Christmas season.  Hopefully, you don’t still have money on your credit cards from LAST Christmas. For my wife and I, Christmas is a large expense.  We exchange … Continue reading

Posted in Christmas, Personal Finance, Savings | 4 Comments