Author Archives: jdpohl

Marketing Tactics of Car Commercials

Posted on May 14, 2012 by jdpohl

Have you noticed the way car companies show pricing in their commercials over the past couple years?  They heavily advertise the low monthly price ($159 per month!) but never mention any other terms of the loan.  If they even show … Continue reading →

Posted in Personal Finance, You Need A Budget (YNAB) | Leave a comment

Timing: Home vs Work

Posted on May 9, 2012 by jdpohl

It’s funny how things happen at the same time.  At work, I’ve got a project that feels like it’s dragging on longer than it should be, and it’s taking up a ton of my time.  I’ve been working extra to … Continue reading →

Posted in Family/Personal | Leave a comment

New Year’s Goals – Progress Update – Four Months

Posted on May 3, 2012 by jdpohl

I haven’t posted in a month on here!  It’s been a busy month.  Our entire family got sick, we took a vacation for almost a week, and we’ve been dealing with trying to refinance our rental property (which has been … Continue reading →

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New Year’s Goals – Progress Update – Three Months

Posted on April 3, 2012 by jdpohl

Well, it’s April. Here’s an update on my New Year’s Goals for this year: Reduce house debt by 44.11%. Target: 11.03%, Actual: 23.3%.  We are still over 1 month ahead of schedule.  Our tax return came in, and we applied … Continue reading →

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Are You a Doer?

Posted on March 19, 2012 by jdpohl

I’m a doer.  I know this, but sometimes it becomes really obvious.  The other day, I was working on a project with someone.  When an issue would come up, his response was “let’s call the expert in this to have them … Continue reading →

Posted in Family/Personal | 3 Comments

How to Buy a House – Part 3 (Not Using a Real Estate Agent)

Posted on March 15, 2012 by jdpohl

 Note: This is the third of a multi-part series about buying a house.  Read Part 1 and Part 2 before this post. If you decided to use a real estate agent, you can skip this post.  Ok, if you’re still reading, let’s get … Continue reading →

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New Year’s Goals – Progress Update – Two Months

Posted on March 4, 2012 by jdpohl

It’s March already.  Where did February go?  Here’s an update on my New Year’s Goals for this year: Reduce house debt by 44.11%. Target: 7.35%, Actual: 17.66%.  We actually hit this month’s goal last month.  I got a bonus that … Continue reading →

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How to Buy a House – Part 2 (Using a Real Estate Agent)

Posted on February 21, 2012 by jdpohl

 Note: This is the second of a multi-part series about buying a house.  Read Part 1 before this post. So now you’ve figured out how much house you can afford, and have saved at least 20% of that amount.  You might think … Continue reading →

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How to Buy a House – Part 1 (Figure Out What You Can Afford)

Posted on February 13, 2012 by jdpohl

This is the first in a multi-part blog about buying a house.  Buying a house is most likely the largest expense you will incur in your lifetime, so you want to make sure you get the best deal possible.  Buying … Continue reading →

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New Year’s Goals – 2012

Posted on February 3, 2012 by jdpohl

Ok, I know it’s February, but January was a really busy month for me.  I didn’t have time to make a post about my New Year’s Goals, but I still have them.  So now that it’s time for the February … Continue reading →

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