Monthly Archives: December 2010

Budgeting Basics – Spend Less Than You Earn

Posted on December 27, 2010 by J.D.

Ok, I’m going to talk about the dreaded “B” word – budgeting.  If you want a better connotation for the same thing, use something like “cash flow.”  It’s all the same.  Budgeting is a necessity in life that most people … Continue reading →

Posted in Personal Finance, Retirement, Savings, You Need A Budget (YNAB) | Leave a comment

Merry Christmas!

Posted on December 20, 2010 by J.D.

I love everything about the Christmas season.  I’m not sure what it is, but it’s a magical season for me.  Maybe it’s because it was always my grandma’s favorite season, and I think of her a lot this time of … Continue reading →

Posted in Christmas, Family/Personal | 2 Comments

Christmas Budget

Posted on December 13, 2010 by J.D.

If you’re like most people, you run up your credit cards during the Christmas season.  Hopefully, you don’t still have money on your credit cards from LAST Christmas. For my wife and I, Christmas is a large expense.  We exchange … Continue reading →

Posted in Christmas, Personal Finance, Savings | 4 Comments

My First Post

Posted on December 7, 2010 by J.D.

Welcome to my personal blog.  I will talk about my life, along with some personal finance stuff along the  way.  This blogging thing is new for me, so bear with me while I get it down. Today, I’m going to … Continue reading →

Posted in Personal Finance | Leave a comment